Financial Aid

Mission Statement

Our mission is to provide the best possible education and appropriate financial resources for all qualified prospective and current students in pursuit of their academic goals. We make a conscious effort to reach out to those with exceptional economic and educational needs.

Participation in Financial Aid Programs

Grants

Grants are types of financial aid that do not have to be repaid. The following grants are awarded based on financial need:

Federal Pell Grant: This federally funded grant is based upon financial need. Awardsrange up to $7,395 for the 2026-2027 award year for full-time students and are available to college studentswhohavenot previously earned a bachelor’s degree.

Refer 2025-20256 Student Aid Index (SAI) and Pell Grant Eligibility Guide

https://fsapartners.ed.gov/knowledge-center/library/dear-colleague-letters/2026-01-30/2026-27-federal-pell-grant-maximum-and-minimum-award-amounts

You must complete FAFSA every year and meet the eligibility requirements to be considered for financial aid following academic year.

Federal Work Study Federal College Work Study Program: Federal Work Study (FWS) is a government-funded program that helps fund part-time jobs for

undergraduate and graduate Financial Aid students with financial need. This program emphasizes employment in civic fields, major-related areas, and community service. The Federal Work Study program operates as a cost-sharing program, with the federal government providing 75% of the funds and the school paying 25%. The only pay requirements are that the student worker is paid in line with the minimum wage and does not work beyond their financial need. Lastly, these Work Study positions must be secular. This means that students must only work in a capacity that is non-religious.

Federal Supplemental Education Opportunities Grant (FSEOG): Awarded to Pelleligiblecollegestudentswithexceptionaldemonstratedfinancialneed.Priority is given to students with a negative SAI. The Student Aid Index (SAI) is a way of calculating a student’s level of need.

Cal Grant A – Grant funds may be used for payment of tuition and mandatory fees only.
Cal Grant B – Provides a first-year stipend for living expenses only (including supplies and books). In subsequent years, the grant also helps pay for tuition and fees.

California Dream Act Cal Grant: The California Student Aid commission state grant program provides AB540-eligible students the opportunity to apply for Cal Grant A and Cal Grant B via the California Dream Act application.

Cal Grants (for California Residents Only):

https://www.csac.ca.gov/cal-grant

Federal Loans

https://studentaid.gov/understand-aid/types/loans

Federal Loan is a low interest loan made by a participating lender. The loan limit is determined by federal guidelines. Loans are available to college students. Repayment begins after a borrower ceases to be enrolled at least half time and making normative academic progress.

a. Direct Subsidized Loan A student won’t be charged interest while a student is enrolled in school or during the six-month grace period.

b. Direct Unsubsidized Loan Interests starts accumulating from the date of a student’s first loan disbursement (when a student receives the funds from the school).

c. Parent Plus Loan Helps pay for education expenses not covered by other financial aid. Eligible parents through schools participating in the Direct Loan Program. A Direct Plus Loan is commonly referred to as a parent PLUS loan when made to a parent borrower.

d. Interest Rates

How to Apply

Our office recommends students to apply for aid prior to completing our admission process even though financial aid will not be awarded until after students have started the program. This will help determine how much you will be eligible to receive and you could plan accordingly. Here is how to begin:

1. Important Information for Financial Aid Application: You can complete your FAFSA application on-line at studentaid.gov. Bethesda University ‘s Title IV School Code is 032663.

2. Complete Entrance Counseling and a Master Promissory Note (MPN) by clicking below:

Master Promissory Note (MPN)
https://studentaid.gov/mpn/

Entrance Counseling
https://studentaid.gov/entrance-counseling/

3. Review the ISIR

Your ISIR is the report that summarizes the information includes in your FAFSA; it will also indicate the SAI.

4. Campus Ivy (Portico) Financial Aid Student Portal

Students have access to the account on CampusIvy, a financial aid student portal. Students are registered by the Office of Financial Aid for an online financial aid service that allows students to view and submit required documents, view financial aid funding and receive notification to keep students informed. The user name will be provided and a link to reset the password.

Financial Aid Appeal

Students have the right to appeal the income or dependency status for FAFSA. Please reach out to the Office of Financial Aid for more details. To learn more about financial aid, email young@buc.edu or call 714-683-1390.

*The cost of attendance is based off the full 9-month academic year.

In compliance with federal regulations, the Financial Aid Office has determined a cost of attendance that includes tuition and fees, books and supplies, room and board, personal expenses and transportation. These components are costs that relate to the individual student and are educational in nature as specified by Section 472 of the Higher Education Act. A student’s total financial aid package, including scholarships, grants, other external resources, and federal student aid should not exceed the COA. Financial Aid Administrators are allowed to make adjustments to the established components in the COA but are not allowed to create additional or new categories.

Financial Aid Administrators have the authority to use professional judgment to make reasonable adjustments to allowable expenses for special circumstances on a case-by-case basis. Professional judgment is the discretion granted by law to make adjustments to costs within the COA components. However, nothing requires a financial aid administrator to exercise this authority nor is it unlimited. Institutions have the option not to use PJ in any circumstance. Budgeting is an exceedingly individual process and a significant part includes one’s available resources, such as personal assets and financial assistance. As such, budget adjustments are intended for special and unusual expenses that differentiates a student from other students enrolled in the same program. In other words, PJ cannot be considered for a condition that exists for a whole class of students.