
财政援助
联邦和州政府的财政援助可帮助学生支付高中毕业后的大部分教育费用。联邦财政援助包括联邦佩尔助学金、联邦教育机会补充助学金(SEOG)、联邦高校勤工俭学以及斯塔福德贴息贷款和非贴息贷款。助学金根据需要和收入发放,无需偿还。斯塔福德贴息贷款也是根据需要和收入发放的,但受助人毕业或退学后必须偿还。不过,在毕业后 6 个月或学生退学或在校时间不足一半时才开始还款,在此期间不计利息。
斯塔福德非补贴贷款在学生收到贷款后即开始计息,并在整个贷款期间以相同的利率计息。与斯塔福德贴息贷款一样,非贴息贷款在学生毕业 6 个月后,或在学生退学或在校时间不足一半的情况下才开始还款。利息由联邦政府确定。所有贷款的获得者都有责任支付贷款,直至贷款全部还清。只有本科生可以获得佩尔助学金、贴息贷款和非贴息贷款。研究生或专业学生只能获得无贴息贷款。经济援助旨在帮助那些希望就读贝塞斯达大学但没有经济能力的合格学生。
资助教育的主要责任在于学生及其家庭。董事会已做出重大承诺,通过将学杂费保持在较低水平来帮助所有学生。贝塞斯达大学的经济援助以需求为基础。需求的定义是就读贝塞斯达的费用与家庭对费用的预期贡献(EFC)之间的差额。联邦 “联邦学生援助免费申请表”(FAFSA)是计算 EFC 的表格。贝塞斯达确实管理着几项联邦第四章援助计划:


*The cost of attendance is based off the full 9-month academic year.
In compliance with federal regulations, the Financial Aid Office has determined a cost of attendance that includes tuition and fees, books and supplies, room and board, personal expenses and transportation. These components are costs that relate to the individual student and are educational in nature as specified by Section 472 of the Higher Education Act. A student’s total financial aid package, including scholarships, grants, other external resources, and federal student aid should not exceed the COA. Financial Aid Administrators are allowed to make adjustments to the established components in the COA but are not allowed to create additional or new categories.
Financial Aid Administrators have the authority to use professional judgment to make reasonable adjustments to allowable expenses for special circumstances on a case-by-case basis. Professional judgment is the discretion granted by law to make adjustments to costs within the COA components. However, nothing requires a financial aid administrator to exercise this authority nor is it unlimited. Institutions have the option not to use PJ in any circumstance. Budgeting is an exceedingly individual process and a significant part includes one’s available resources, such as personal assets and financial assistance. As such, budget adjustments are intended for special and unusual expenses that differentiates a student from other students enrolled in the same program. In other words, PJ cannot be considered for a condition that exists for a whole class of students.

